Thursday, 15 December 2016

Words T5

Bond
A bond is an instrument of indebtedness of the bond issuer to the holders.
Spanish translation: Bono
Examples:
  • ‘Since 1989, the worst year for the aggregate bond market was 1994 (-2.9%)’.
  • If you invest in bonds, your money will be unavalaible until the due date.
Broker
A broker is an individual or firm that charges a fee or commission for executing buy and sell orders submitted by an investor, a reputable forex broker should have rules, programs or services to protect the integrity of the market
Spanish translation: Corredor de bolsa
Examples:
  • ‘Two former Deutsche Bank corporate brokers have been sentenced to one of the longest prison terms possible for the crime of insider trading in the UK. As US financial market participants walk free in the streets managing their own "home office" money, Martyn Dodgson and Andrew Hind will be rotting in a Wandsworth prison cell (among the worst reputed of England's prisons) for up to four and half years for what the judge called "persistent, prolonged and deliberately dishonest behavior." As Bloomberg reports, the group, including three other defendants, formed part of the FCA’s biggest insider-trading investigation dubbed Operation Tabernula’.
  • ‘When it comes to buying a home or renewing a mortgage term, many financial experts recommend using a mortgage broker to help find the best mortgage rate and terms. The reason is that mortgage brokers work for you – not the bank (even though they’re paid by the lender and not the client) – and can leverage their large network of lenders to access the most favourable mortgages based on their clients’ needs’

Customers
A customer is an individual or business that purchases the goods or services produced by a business. Attracting customers is the primary goal of most public-facing businesses, because it is the customer who creates demand for goods and services.

Spanish translation: Clientes
Examples:
  • ‘Customers are also likely to make purchases with their own money, or the money given to them by others who know them personally’.
  • ‘Customers are often grouped according to age, race, sex, ethnicity, income level and geographic location all go into a customer's demographic profile’.
Investor 
A person who puts money into something in order to make a profit or get an advantage.
Spanish translation: Inversor 
Examples:

  • ‘As an investor, watch for the dangers of over-consumption and lifestyle creep. The Siegels, especially Jackie, have no sense of when to stop spending their money and it eventually takes its toll.’ 
  • ‘A common complaint I hear a lot of from would be investors is how to start investing with a small amount of money. Most people don’t have a few grand laying around to put into the market and so they just sit on the sideline instead, thinking that $100 won’t matter in the long run. [...] You don’t need thousands to get started down the path of financial freedom. In fact, in one case, you can start out with just $10!’

Financial Statements 
Financial statements are reports prepared and issued by company management to give investors and creditors additional information about a company's performance and financial standings. This is the fundamental purpose of financial accounting – to provide useful financial information to users outside of the company.
Spanish translation: Estados Financieros 
Example:
  • ‘The Australian financial reporting (financial statements) landscape continues to evolve as a result of changing expectations from investors, regulators and the government. On the one hand, there are increased calls from investors for cutting the disclosure clutter in financial statements and tailoring financial statements to better tell the story. However, on the other hand the accounting standard setters are requiring additional disclosures including those in the new accounting standards (namely leases, revenue and financial instruments)’. 

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