Tuesday, 20 December 2016

Royal Bank of Scotland fails stress test


Link: Royal Bank of Scotland fails stress test: Bank of England
Date: Nov 30, 2016, 03.24 PM
Media: The Economic Times
What happened?
Royal Bank of Scotland fails stress test, what are designed to see if the sector can weather a global recession and crashing house prices. So, it is the worst prepared among Britain’s lenders for another financial crisis. It is revealed of The BoE with its latest stress test realized on Britain’s top seven banks.

Whom and where it affects?
It affects directly to London and to Royal Bank of Scotland.
This new also affects to Barclays and Standard Chartered, another two banks of England, but they had taken steps to strengthen their capital positions,

What sort of public or private institutions are involved?
Institutions public or private that are involved are The BoE ( Bank Of England), Royal Bank of Scotland, Barclays and Standard Chartered, HSBC (Hongkong and Shanghai Banking Corporation), Lloyds Banking Group, Nationwide Building Society and Santander UK.

Why is it important for Banking and Finance?
Because if entities overtake stress test, they are well positioned face to a possible global recession and crashing house prices in financial global market.

What do you think will be the consequences in the foreseeable future?
We think that the consequences in the future are to receive an enormous bailout and a new capital-raising plan.

Key words:
UK Banks, Stress test, Royal Bank Of Scotland, Recession, Lloyds Banking Group, HSBC, Brexit

3 comments:

  1. The BoE also highlights as actions in response to the stress test the whole system evaluation and calibration of regulatory capital buffers.
    In addition, The Financial Policy Committee (FPC) Board judged that The Royal Bank of Scotland Group did not meet its CET1 capital or Tier 1 leverage hurdle rates before AT1 conversion in this scenario. After AT1 conversion, it did not meet its CET1 systemic reference point or Tier 1 leverage ratio hurdle rate.
    This appears in the results report of the UK 2016 test of the UK banking system published on November 30, 2016.

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