Online banking, but not as you know it

Limitless

• Title: Limitless

• Duration: 105 min.

• Country: EEUU

• Director : Neil Burge

• Script: Leslie Dixon

• Year: 2011

• Trailer: https://www.youtube.com/watchv=4TLppsfzQH8

• Synopsis: Aspiring author Eddie Morra (Cooper) is suffering from chronic writer's block, but his life changes instantly when an old friend introduces him to NZT, a revolutionary new pharmaceutical that allows him to tap his full potential. Soon Eddie takes Wall Street by storm, parlaying a small stake into millions. His accomplishments catch the eye of mega-mogul Carl Van Loon (De Niro),who invites him to help broker the largest merger in corporate history. But they also bring Eddie to the attention of people willing to do anything to get their hands on his stash of NZT. With his life in jeopardy and the drug's brutal side effects grinding him down, Eddie dodges mysterious stalkers, a vicious gangster and an intense police investigation as he attempts to hang on to his dwindling supply long enough to outwit his enemies.

"Banking and Finance in the film"

1. First scene: (1 hour 10 min to 1 hour 11 min): In this scene, we watched that Edward Morra (protagonist) was making an important presentation about the profit that the company would earn in the future if the company invests in petroleum (crude), thanks to NZT, a drug which increase his intellectual capacity.
2. Second scene: (1 hour 13 min to 1 hour 15 min): In this scene, the company's boss, say to Edward Morra: “you haven´t had to bribe or charm or threaten your way to a seat at that table and you don´t know how to assess your competition”, referring to Edward has achieved a good job without previous knowledge, because he had knowledge thanks to NZT.

Personal commentary

This movie is a mystery and suspense film, in general we have watched how a fictional drug can improve intellectual capacity, allowing the protagonist to ascend in the company by doing excellent forecasts.

The film also shows the disastrous consequences of drug use, used in many areas. A real problem for today's society, and for those who use it. We conclude, saying that from the example of the protagonist of the film, it is apparent that there are no shortcuts in life.

Wall Street

Title: Wall Street

Duration: 120 min.

Country: United States

Director: Oliver Stone

Script: Stanley Waiser, Oliver Stone

Year: 1987

Trailer: https://www.youtube.com/watch?v=FCctqbRrsBQ

Synopsis: Bud Fox (Charlie Sheen) is a young and ambitious stockbroker who finished his university studies thanks to him and his father´s effort (Martin Sheen), who works as a mechanic and as a union boss. His greatest wish is to work with a man he admires, Gordon Gekko (Michael Douglas), who is an unscrupulous man who has made himself and obtained big amounts of money at the stock market in a short period of time. Thanks to his persistence, Bud manages to get into the private circle of the powerful Gekko and starts to collaborate with him in his business and investments. In order to get to the top, he is willing to do anything, including trading on illegal inside information taken through a ruthless and greedy corporate raider who takes the youth under his wing.

"Banking and Finance" in the film

The film is a criticism of the lack of ethics.

Most of the plots and operations that appear in the movie are based on inside information; how they get it, how they use it, how they manipulate quotes up or down by spreading rumors, etc. It is curious to see how they are expanding the circle of rumor as the price reaches pre-set levels.

Another important part of the film is the valuation they make of the Blue Star airline. They carry a cable using the investment of value, valuing their assets at market price.

In the film they face 2 alternatives to monetize the purchase of the Blue Star; immediately break and sell its assets or refloat it and make it a viable company. At that time, Wall Street "sharks" broke several companies in this way to make their investment profitable, but this option is no longer used today.

Nowadays everyone who buys a company with problems seeks to revive it and turn it into a profitable Company.

Personal commentary

The film is set in Wall Street stock market, during the eighties, where we can find the extreme that people could get to win money, even being able to betray their own family. At the same time, we observe the instability of the stock market, winning or losing a lot of money in a moment.

We could also appreciate the tough life that this kind of workers have, trying to ensure the profitability of the financial transactions carried out with their clients´ money, even having to cover possible losses with their own money when those transactions goes wrong.

The film shows a number of troubles that face the power and wealth against simplicity and honesty and the crash of the working-class, represented by Carl Fox, against a business titan like Gordon Gekko.

IOUSA (I owe you USA)

 

Title: I.O.U.S.A (I OWE YOU USA)

Duration: 1h 25min

Country: USA

Director: Patrick Creadon

Script: O´Malley Creadon Productions, Open Sky Entertainment, Peter G. Peterson Foundation.

Year: 2008

Trailer: https://www.youtube.com/watch?v=67LAoJivuWA

Synopsis:

The film examines the rapidly growing national debt and its consequences for the United States and its citizens. As the Baby Boomer generation prepares to retire, will there even be any Social Security benefits left to collect? Burdened with an ever-expanding government and military, increased international competition, overextended entitlement programs, and debts to foreign countries that are becoming impossible to honor, America must mend its spendthrift ways or face an economic disaster of epic proportions. 

Throughout history, the American government has found it nearly impossible to spend only what has been raised through taxes. The film blends interviews with both average American taxpayers and government officials to demystify the nation's financial practices and policies. The film follows U.S. Comptroller General David Walker as he crisscrosses the country explaining America's unsustainable fiscal policies to its citizens. The film interweaves archival footage and economic

"Banking and Finance" in the film

At the beginning of the film as when entering details on control methods, both tell us about the Federal Reserve, its creation and operation, where control inflation by managing the interest rates, and in charge of overseeing banks.

The second problem that treats the film, is the savings and that the population uses many loans and credits, these are banking products we've seen in the subject as well as savings accounts.

Finally refers to the issue of bank bailouts had to deal with the Government as spending in the budget.

Personal commentary

In our opinion, the reality of the problems that warned in the film are reflected, as in the Obama era has been ready to declare the bankruptcy of the country due to the serious shortage of health in the USA.

With this movie we have realized the serious internal problem and budget hole facing USA, because of that, if it does not change the mentality of the population, could end up at a great disadvantage against other world powers.

We believe that, on the subject of imports and China's growth, it is not a problem only of USA, but global. It is very usual to purchase online to that country, since we do not buy in our countries and in a few years we end up impoverished by such imports.

Regarding the rest of problems, both health and savings also include in our country, they are systems that we have inherited and now don't have the purchasing power salaries to live, spending the day to day, and save at the same time. In terms of the health/pension system, you can see that it will be unsustainable in the medium term, in our country we have the same problem that you are contacting in the film.